FlexInvest Adaptive Income Planning™

Built to Evolve with You

Retirement is not a one-time event—it’s a journey that can span 20, 30, or even 40 years. Over time, your lifestyle, priorities, and goals will shift. That’s why relying on a static, one-size-fits-all income plan simply doesn’t work.

FlexInvest is our proprietary adaptive income planning process designed to bring you clarity now and flexibility for the future. It’s built to help your wealth support your evolving life, not just today, but for every stage of your retirement.

“Flexibility is an innate ability to respond to real life. We believe this is vital to retirement income, and it’s a key part of our approach to work toward building wealth that endures for generations.”

Michael J. Nedreski, CRPC®

Founder & President

When your income plan is flexible, you’re empowered to:

Your financial future deserves more than a plan. It deserves a process that evolves with you.

CRPC conferred by College for Financial Planning (188-LPL)

An Adaptive Approach to Retirement Income

FlexInvest Adaptive Income Planning™ is more than a strategy—it’s a disciplined, ongoing process that integrates your investment portfolio, tax strategy, and lifestyle goals in an effort to help sustain income for the decades ahead.

Through this tailored approach, we work to adjust your income as your life evolves. We manage liquidity with intention, anticipate and mitigate tax exposure, and invest with a steady hand through both market shifts and personal milestones.

Key Components

Our team actively builds and adjusts your income plan with the goal of keeping your resources aligned with your needs, so that you can move forward with clarity, flexibility, and confidence in every chapter of retirement.

Specific individualized tax advice not provided. We suggest that you discuss your specific situation with a qualified tax advisor.

Understand

An informal conversation helps us gain a high-level understanding of you, your roots and what you’d like to achieve in retirement.

Educate

After a full data-gathering process and a strategic analysis of your wealth, we work to illuminate your financial picture, educating you on options and potential opportunities that are easily overlooked.

Strategize

We lay out our prioritized recommendations and ideas, including those from members of our professional network, who provide specialized insights.

Plan

We present a distilled two-page summary of your comprehensive plan and begin actively implementing and managing it.

Implement

Your FlexInvest portfolio is custom designed to work toward income generation, wealth preservation and steady long-term growth, with strategic cash reserves to boost flexibility.

Advocate

Our team collaboratively serves as your advocate—continuously adapting your strategies, communicating with you and your family, and sharing ideas to further your goals.

Our Team

Michael J. Nedreski, CRPC®

Founder & President

Michael Nedreski is the visionary force behind White Oak Wealth Partners. With more than 35 years in the financial services industry, he has built a reputation for helping business owners, executives, and families navigate complex financial decisions with clarity and confidence.

Drawing on decades of hands-on experience, Michael brings strategic insight to the firm’s growth and client relationships -guiding long-term planning, transition strategies, and multigenerational wealth conversations. His leadership continues to shape the firm’s mission: to deliver thoughtful, personalized guidance rooted in enduring principles.

Michael is deeply committed to the long-term success of the clients he serves and the team he leads. His forward-looking perspective and ability to simplify complexity have made him a trusted advisor and a respected leader in the financial community.

Amy B. Nedreski

President, Director of Business Development

As President and Director of Business Development at White Oak Wealth Partners, Amy  Nedreski plays a pivotal role in driving the firm’s growth and cultivating meaningful client relationships. Since joining the firm alongside her husband, Michael, in 2012, Amy has leveraged over three decades of expertise in client service, business development, and relationship management to support the firm’s mission.

Amy is passionate about forging lasting connections—with both clients and professional partners—which has become a cornerstone of White Oak’s sustained success. Her approachable demeanor, combined with a keen insight into client needs, ensures that every relationship is met with the thoughtful, personalized service that defines the White Oak experience.

Travis B. Bert

Director of Planning and Strategy, Independent Wealth Coach

Travis Bert serves as Director of Planning and Strategy and an Independent Wealth Coach at White Oak Wealth Partners, where he specializes in comprehensive financial planning for high-net-worth individuals, families, and entrepreneurs. Since entering the financial services field in 2017, Travis has earned a reputation for his strategic thinking and detailed approach to plan design.

He holds a bachelor’s degree in business management from the University of Pittsburgh at Bradford, as well as FINRA Series 7 and Series 66 registrations through LPL Financial and Gladstone Institutional Advisory, LLC. Travis is also licensed in life, health, and long-term care insurance.

Tiffany L. Grinder

Director of Client Services

With over 20 years of experience in client service, Tiffany Grinder has spent the past decade leading day-to-day operations at White Oak Wealth Partners as Director of Client Services. Her work is central to the firm’s high standard of proactive communication, planning coordination, and personalized service.

Tiffany oversees client onboarding, service workflows, and office operations, ensuring a seamless experience at every stage of the client journey. Known for her warmth and professionalism, she helps every client feel like part of the White Oak family—a value at the heart of this family-owned firm.