“When your retirement plan is flexible, you can be prepared for change without having to predict it.”
Michael J. Nedreski, CRPC®
President, Independent Wealth Coach
Introducing FlexInvest
Adaptive Income Planning™
Funding Dynamic Retirements
Your retirement may span multiple decades.
In this time, your lifestyle can shift, circumstances can change, and your vision of your own legacy can grow. There are simply far too many unknowns to rely on a set-and-forget plan.
It’s for this reason that we designed an adaptive income planning process for retirement, designed to provide immediate clarity and long-term flexibility, so your wealth can continue to support your life and your goals through the years ahead.
Because when you build flexibility into your plan, not only can you adapt to change, but you can also maintain growth, stay opportunistic, and continue making strategic decisions—not reactive ones—throughout your retirement.
“Flexibility is an innate ability to respond to real life. We believe this is vital to retirement income, and it’s a key part of our approach to building wealth that endures for generations.”
Michael J. Nedreski, CRPC®
President, Independent Wealth Coach
An Adaptive Approach to Retirement Income
FlexInvest Adaptive Income Planning™ is an ongoing income planning process that brings together your investment portfolio, tax considerations and lifestyle objectives to determine and coordinate the income you’ll need for the coming decades.
Through this unique process, we strategically manage liquidity, proactively mitigate tax, and invest with strict discipline. Our team builds and actively maintains a plan designed to keep your income aligned with your lifestyle needs, even through market cycles and life changes.
Key Components
Active plan management process to adapt to life changes
Strategic cash reserves to help maintain income through full market cycles
Detailed income and tax bracket management to map out current and future strategies
Custom investment strategy focused on sustainable long-term growth
FlexInvest is central to our broader approach, a comprehensive wealth management process aimed at helping our clients establish financial stability that lasts throughout retirement and on to future generations.
The White Oak Wealth Process
Understand
An informal conversation helps us gain a high-level understanding of you, your roots and what you’d like to achieve in retirement.
Educate
After a full data-gathering process and a strategic analysis of your wealth, we work to illuminate your financial picture, educating you on options and opportunities that are easily overlooked.
Strategize
We lay out our prioritized recommendations and ideas, including those from members of our professional network, who provide specialized insights.
Plan
We present a distilled two-page summary of your comprehensive plan and begin actively implementing and managing it.
Invest
Your FlexInvest portfolio is custom designed for income generation, wealth preservation and steady long-term growth, with strategic cash reserves to boost flexibility.
Advocate
Our team collaboratively serves as your advocate—continuously adapting your strategies, communicating with you and your family, and sharing ideas to further your goals.
Our Team
Michael Nedreski began his career in 1988 and over the past three decades has built up White Oak Wealth Partners into a robust independent firm. Starting out in insurance, he steadily expanded his knowledge base through mentorship, formal certifications, practical experience and a commitment to self-education. Mike has earned the Chartered Retirement Planning Counselor (CRPC®) designation conferred by the College for Financial Planning and is an active member of the Financial Services Institute (FSI), Financial Planning Association (FPA), and Forum 400. He is recognized both locally and nationally as an industry leader among his peers.
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Michael J. Nedreski, CRPC®
President, Independent Wealth Coach
As Vice President and Director of Business Development, Amy Nedreski is responsible for the network of meaningful, long-lasting client and professional relationships that make up White Oak Wealth Partners. Joining her husband Michael at White Oak in 2012, Amy has over 25 years of experience in business development and client service.
Amy B. Nedreski
Vice President, Director of Business Development
Beginning his career in the financial services industry in 2017, Travis Bert is an Independent Wealth Coach and Paraplanner with particular expertise in addressing the needs of high-net-worth individuals and entrepreneurs. He has a bachelor’s degree in business management from the University of Pittsburgh at Bradford, holds the FINRA Series 7 registration with LPL Financial and has earned the Series 66 registration with Gladstone Institutional Advisory, LLC. He is also licensed to offer life, health, and long-term care insurance.
Travis B. Bert
Independent Wealth Coach, Paraplanner
As Director of Client Services for the past 10 years, Tiffany Grinder oversees the firm’s day-to-day operations and fulfills the team’s commitment to proactive service, adaptive planning, and sophisticated financial and investment strategies. She is also central to client communication and relationship management. Since 2007, Tiffany has held roles in client service, consistently creating positive experiences for the clients she serves. At White Oak, a family-owned business, her goal is to make each client feel like a member of the family.
Tiffany L. Grinder
Director of Client Services
White Oak Wealth Partners
100 State Street, Suite 503, Erie, PA 16507
Tel. (814) 835-4551 |
Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Gladstone Institutional Advisory, LLC, a registered investment advisor. White Oak Wealth Partners and Gladstone Institutional Advisory are separate entities from LPL Financial.